Question 1

Is this a rent-to-own program?

Accepted Answer

No. The Buyer Strategy™ is not a traditional rent-to-own structure.

It is a structured approach designed for individuals who are financially capable of supporting a home, but whose situation doesn’t align with traditional mortgage qualification.

Question 2

Why wouldn’t I just wait until I qualify for a traditional mortgage?

Accepted Answer

In some cases, waiting makes sense.

However, many people who reach out are already financially capable of supporting a home today, but are limited by how their situation is evaluated within traditional lending.

Over time, market conditions and home prices can change, which can impact what’s available or achievable later.

For some, moving forward with a structured approach sooner provides more clarity and control than continuing to wait.

Question 3

Do I need perfect credit to apply?

Accepted Answer

No.
Credit is considered as part of the overall picture, but it is not the only factor.

Question 4

What types of people typically reach?

Accepted Answer

People in a wide range of situations.
Some are self-employed or earn variable income.

Some have gone through a separation or life transition.

Some have strong income but haven’t been able to structure things in a way that works within traditional lending.

Others are simply ready to move forward, but haven’t found a clear path that fits their situation.

Question 5

How long does the process usually take?

Accepted Answer

The timeline varies depending on your situation.

Once your application is reviewed, the next step is a conversation. From there, timing depends on alignment and available opportunities.

Question 6

What happens after I submit the application?

Accepted Answer

I personally review your information to understand your situation.
If it looks like there may be a fit, I’ll reach out to schedule a conversation.

Question 7

Is this only available in Edmonton, Alberta?

Accepted Answer

The primary focus is Edmonton and surrounding areas.

In some cases, other locations may be considered depending on the situation.

Question 8

What if I’m not sure whether my situation would qualify?

Accepted Answer

The application is simply a starting point.

It allows me to understand your situation and determine whether it makes sense to move forward with a conversation.

Question 9

Is this guaranteed approval for a home?

Accepted Answer

No.

Every situation is different, and moving forward depends on a number of factors.
The application process is used to determine whether this approach may be a fit.

Question 10

What does working together actually look like?

Accepted Answer

The first step is a conversation.

From there, if it makes sense to move forward, everything is handled in a structured and professional way with clear expectations at each stage.

Question 11

Is this something I can just apply for and wait?

Accepted Answer

No.

This is a hands on process that requires communication, follow through, and a level of readiness to move forward if it’s the right fit.

Question 12

Will I be working directly with you?

Accepted Answer

Yes.

All applications are reviewed personally, and any next steps are handled directly with me.

Frequently asked questions